Bank has more than 40,000 employees and total assets worth 62 billion dollars.

Bank is second largest Indian private sector bank with 1600 branches and 2519 ATM’s.

Bank offers personal loan for customers to support their marriage expenses, vacation, Children education, home or office renovation, Upgrading of home appliances or accessories.

Bank provides personal loan from 50,000/- up to 20 lakhs with flexible tenures ranging from 12 to 60 months.

Rate of interest starts from 10.75% onwards.

Loan disbursal can be done in 3 seconds considering all the documents and procedures are successfully completed.

Bank provides a loan to customers who are residents of India with a minimum age of 21 and maximum age of 58 at the time of loan maturity.

Customer if salaried, should have a net salary of 20,000/- with basic qualification as a graduate with one-year work experience.

Bank requires KYC documents, salary slip, ITR for 3 years, Bank statement for 6 months, Shop or company establishment certificate.

Bank provides an option of Top-Up or Balance Transfer scheme if the customer requires additional loan or wants to move his loan from a different bank to Kotak for a reduced rate of interest.

Loans can be paid through Easy monthly instalments which are designed as per customers requirements depending on the tenure and amount of loan requested.